They are on a beach in canvas chairs. They have been to the rummage sale. They are boys dressed like girls so they can make fun of girls.
The lady in black is called Grandmother and the women in the striped skirt is named Lady. But the lady in black might be named Clementine. Clementine's shoes were herring boxes without topses like in the song.
They are 17 or 18 years old. They are trying to impress the boys on the beach. Clementine appears to be a very respectable lady who came to the beach to read the bible when her friend came along.
Clementine has on a fancy hat so she might make hats. They are very stylish from the 20's.
They are relaxing and enjoying each other's company. The lady with the stripped skirt is wearing a watch pinned on her shirt. They are mothers. The lady looks like she could be fun. The rest of their families are swimming in the water.
They are dreaming of the boy next door. They can hear laughter. They are in a music opera and they ran out of girls so they dressed a boy as a girl. They went home and got dressed in their regular clothes. The striped skirt grew up to be President.
They started dating and ended up getting married. They are nice girls.